{"id":200,"date":"2019-06-10T16:27:52","date_gmt":"2019-06-10T16:27:52","guid":{"rendered":"https:\/\/www.newsmiledds.com\/blog\/?p=200"},"modified":"2019-07-01T16:28:02","modified_gmt":"2019-07-01T16:28:02","slug":"dental-insurance-dentist-in-fort-smith","status":"publish","type":"post","link":"https:\/\/www.newsmiledds.com\/blog\/dental-insurance-dentist-in-fort-smith\/","title":{"rendered":"A Dentist In Fort Smith Reminds You To Take Advantage Of Your Insurance Benefits Before It\u2019s Too Late!"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-medium wp-image-201\" src=\"https:\/\/www.newsmiledds.com\/blog\/wp-content\/uploads\/2019\/07\/AdobeStock_259824114__1561998012_83216-300x200.jpg\" alt=\"person holding money in one hand and a tooth in the other\" width=\"300\" height=\"200\" srcset=\"https:\/\/www.newsmiledds.com\/blog\/wp-content\/uploads\/2019\/07\/AdobeStock_259824114__1561998012_83216-300x200.jpg 300w, https:\/\/www.newsmiledds.com\/blog\/wp-content\/uploads\/2019\/07\/AdobeStock_259824114__1561998012_83216-768x512.jpg 768w, https:\/\/www.newsmiledds.com\/blog\/wp-content\/uploads\/2019\/07\/AdobeStock_259824114__1561998012_83216.jpg 800w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>Each time you get paid, a portion of your check goes to your dental insurance. If you\u2019re making a monthly investment in your health, why not utilize the services you\u2019re paying for? Depending on your insurance plan, most\u00a0preventive services are 100% covered like your semi-annual checkups and cleanings with a dentist in Fort Smith. Taking advantage of these can help keep your oral health in tip-top shape and prevent small issues from turning into large ones. Read on to learn what treatments your plan covers and how you can save yourself money in the long run by using your benefits before they expire in January.<!--more--><\/p>\n<h2>What Services Are Typically Covered By Dental Insurance?<\/h2>\n<p>Most dental policies cover preventive services your dentist offers\u00a0such as regular checkups and cleanings, fillings, and root canals. Some policies may also cover orthodontic treatments, periodontics, and prosthodontics\u00a0as well. It\u2019s best to call up your insurance provider before you schedule an appointment to double check what services they contribute to.<\/p>\n<p>Most dental plans cover 100% of preventive care, 80% of any basic procedures you may have, and 50% of major treatments. While <a href=\"https:\/\/www.newsmiledds.com\/dental-insurance.html\">insurance<\/a> can cover most preventive treatments, they may not cover services such as sealants, so double check to know if you\u2019ll need to pay out-of-pocket.<\/p>\n<h2>Why Is It Important To Use Your Benefits Before The End Of The Year?<\/h2>\n<p>Most dental plans expire at the end of every year, so what does that mean for your coverage? It\u2019s best to utilize your benefits in order\u00a0to get the most out of your investment for the following reasons:<\/p>\n<ul>\n<li><strong>Maximum<\/strong>\u2014Every year, your insurance plan pays for a certain amount of your services. Typically, the average is $1,000 per person each year. Because it renews every January, any unused benefits won\u2019t roll over and will go left unused.<\/li>\n<li><strong>Deductible\u2014<\/strong>Your deductible is the amount you have to pay out-of-pocket before your insurance will begin paying for your services. It\u2019s best to call your insurance provider to see what your deductible is because it can vary. After you pay this amount, your insurance picks up the rest, but your deductible restarts at the end of the year.\u00a0<span id=\"selectionBoundary_1561998300269_06269228550564732\" class=\"rangySelectionBoundary\" style=\"line-height: 0; display: none;\"><\/span><\/li>\n<li><strong>Premiums\u2014<\/strong>If you\u2019re making a monthly investment in insurance premiums, use them! Even if you don\u2019t need any specific procedures or treatment, be sure to attend your routine checkups and cleanings.<\/li>\n<li><strong>Worsening Dental Problems\u2014<\/strong>When you delay treatments and don\u2019t get regular checkups and examinations with your dentist, it can open the door to a variety of oral health problems. Issues that go left untreated can become expensive and involve invasive treatment down the road. It\u2019s best to take care of it while it\u2019s still manageable and your insurance can pay for the services you need.<\/li>\n<\/ul>\n<p>If you have insurance benefits, why aren\u2019t you taking advantage of them? Most preventive treatments\u00a0are covered\u00a0by your plan and can save you hassle and money in the long run, so give yourself the peace of mind you need by getting a clean bill of health.\u00a0After all, your visit is probably covered!<\/p>\n<p><strong>About the Author<\/strong><\/p>\n<p>Dr. Gilberto Lopez is passionate about helping each of his patients achieve optimal oral and overall health. He is an active member of several professional organizations so he can stay on top of the latest advancements in his field. He has been giving his patients high-quality and individualized care for over 2 decades and looks forward to improving even more smiles than he already has. For questions or to schedule a routine checkup and cleaning, visit New Smile Dental\u2019s <a href=\"https:\/\/www.newsmiledds.com\/contact.html\">website<\/a> or contact 479-434-4277.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Each time you get paid, a portion of your check goes to your dental insurance. If you\u2019re making a monthly investment in your health, why not utilize the services you\u2019re paying for? Depending on your insurance plan, most\u00a0preventive services are 100% covered like your semi-annual checkups and cleanings with a dentist in Fort Smith. Taking [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Dentist in Fort Smith | What Does Your Dental Insurance Cover?<\/title>\n<meta name=\"description\" content=\"You pay for dental insurance every month, so why not use your investment by scheduling a checkup and cleaning with a dentist in Fort Smith?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.newsmiledds.com\/blog\/dental-insurance-dentist-in-fort-smith\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Dentist in 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